WHY US

Why Us ?
 
Use an Expert: 

Their fees will be worthwhile if it achieves the end result quickly and cleanly.

You wouldn't undertake your only legal work - you'd employ an expert - so why should something as vital as raising finance be any different.

The expertise that we provide has helped many businesses raise finance in circumstances where traditional bank providers have been unable to help. Banks themselves now recognise that although their credit policy may not help them assist their client, signposting them to Ludgate to arrange suitable funding is all part of an added value service.

We have excellent links with all the major platforms and lenders, allowing us to take a whole market view of alternative finance and recommend the best solution for our clients.

Our Credentials

All businesses are different and don't always fit into the generic criteria that mainstream funders would like to see.
Just because a bank refuses to lend you money doesn't mean your business is bad - it simply means it does not fit the bank's profile. These are the clients we specialise in helping - deals that require some thinking through.

Having been involved in the P2P sector since its inception we even have new lenders entering the market come and talk to us before they launch. Consequently we have a more comprehensive view of the market than what is publicly visible.  
We have an unrivalled track record - in 2016 alone we placed 66 deals totalling £30.7m



Aligning our Expertise
  
We are actively developing a network of Associates across the UK and expanding beyond our Birmingham base.

Associates are supported by the company to identify businesses who would benefit from P2P finance or Direct Lending and introduce them to expert support

All of our Associates have to meet our exacting standards of professionalism and knowledge to align our expertise to 
our clients' business needs.



What our Clients say


Coopers Carpentry Contracts

"Ludgate did a great job on understanding our business, keeping us well-informed throughout the process. It's like having an old-fashioned bank manager. We are very pleased with the service".














Paul Cooper
Managing Director


Elevation Financial Group


"We have been working with Ludgate for a number of years in order to source the best finance solution to allow us to expand our business through acquisition. This has involved several rounds of funding and a number of different funders. Ludgate have been with us at every step, advising us on how best to successfully achieve the funding we need; they have also kept up to date with the wider market and brought in new lenders where appropriate. We continue to work with Ludgate and have been impressed by their 'hands-on' attitude to understanding our business" 
Tony Smith 
Managing Director

Burrows Home Comfort


"I'd been frustrated by the Banks for six months, so when we found Ludgate it was like a breath of fresh air; they approached our proposal like old-fashioned bank managers, taking a real interest in the business and were able to come up with funding that allowed us to get the deal done." 










Stefan Burrows
Managing Director

Crimson Limited


"I'd like to express my thanks to Steve Grice of Ludgate for his assistance.  Ludgate provided a quick and easy solution to our borrowing 
needs and we found the process straightforward.  
Steve has kept in touch throughout and been available to discuss other potential financing as well. Now the borrowing has been repaid, I can say the end-to-end relationship with Ludgate and Steve has been great"






Rob Mallaband
Managing Director

MVS Mechanical Services

"Funding this deal to purchase a business in the contracting industry (where there are only a few available funders) proved to be very difficult. Trying to use the traditional funding methods of invoice financing lead to one complication after another much to the frustration of all parties. I was introduced to Richard Mason and explained that we knew the exact amount of funding needed to complete the deal but the traditional methods of funding were proving fruitless. 





Richard came up with the proposal of a 5-year loan (part of which was "interest only") through peer-to-peer lending but the key element was to have the loan fully underwritten so we were guaranteed all the funding required to finally complete the deal. The funding was in place around 6 weeks from the initial meeting, much to the relief of all parties. This loan was the perfect solution and but for meeting Richard, it's safe to say that the deal would never have taken place".

Andrew Dowd, Company Director  

Lender Testimonials




"We have worked with Ludgate for a number of years and have always found them to be highly competent and skilled in delivering excellent results for their clients. We know that if Ludgate bring a proposal to us we will have everything we need to make the right decision"

Damon Walford, ThinCats
“Ludgate Finance is a valuable partner to Growth Street.  When Ludgate Finance introduces businesses seeking working capital to us, we know that each potential customer will have been thoroughly prepared and vetted.  This allows us to make quick decisions and give businesses a better experience” 

Chris Weller, Growth Street
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